Terms of Service

Welcome to FonPay. By accessing or using our platform, website, mobile applications, APIs, and digital services, you agree to comply with and be bound by these Terms of Service.

About FonPay

FonPay is a Nigerian fintech platform providing digital services including:

• Data subscription services
• Airtime recharge
• Bulk SMS solutions
• Electricity bill payments
• Cable TV subscriptions
• Virtual phone numbers
• Airtime2Cash services
• Digital wallet funding
• Other fintech-related services

User Eligibility

By using FonPay, you confirm that:

• You are legally permitted to use our services
• The information provided is accurate
• You will not use the platform for illegal activities

User Responsibilities

Users are responsible for:

• Maintaining account security
• Protecting login credentials
• Providing accurate transaction information
• Complying with Nigerian laws and regulations

Prohibited Activities

Users must not:

• Engage in fraud or impersonation
• Use stolen payment methods
• Attempt unauthorized access
• Use the platform for money laundering
• Violate financial regulations

Transactions and Service Availability

FonPay strives to provide uninterrupted services. However, we do not guarantee that all services will always be available due to:

• Network provider downtime
• System maintenance
• Third-party service interruptions
• Regulatory restrictions

Account Suspension

FonPay reserves the right to suspend or terminate accounts suspected of fraudulent, abusive, or illegal activities.

Limitation of Liability

FonPay shall not be liable for losses resulting from:

• User negligence
• Incorrect transaction details
• Third-party service failures
• Force majeure events

Changes to Terms

FonPay may update these Terms of Service periodically without prior notice.

Contact Information

For inquiries regarding these terms, contact FonPay support through our official channels.